P2P better known as peer to peer can be defined as a network that is made up of a group of devices that collectively collect and share files. Each participant — a node, will act as an individual peer. Most nodes have the same power as well as performing the same tasks.

In financial technology, peer to peer can be defined as an exchange of cryptocurrencies/ digital assets through a distributed network. There is a P2P platform, where it allows buyers and sellers to perform trades without having intermediaries. There are some websites that provide such P2P environment that connects lenders and borrowers.

P2P networks are now the core for most cryptocurrencies and they make up a main portion on the blockchain industry. They are also present in other distributed computing applications such as web search engines, streaming platforms, online marketplaces and InterPlanetary File System (PFS) web protocol.

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